the approval stack system

access $50k–$500k
at 0% interest.
no docs.
no collateral.

i've secured $57M+ for real business owners. the system is repeatable. the results are documented. and it works on almost any profile.

★★★★★
5.0  · 200+ businesses funded · verified reviews
no upfront cost funding in as little as 7 days success fee only
funding activity
live
total capital secured
$57,000,000+
recent approvals
Samantha K.
Business Acquisition
+$143K
Anthony J.
E-Commerce & Logistics
+$287K
Justin P.
Real Estate Flipping
+$221K
Latoya H.
Coaching Business
+$178K
$0M+
total funded
0+
clients served
$120k
avg approval
0%
interest rate
as seen on

real people. real results.

business owners who followed the system and watched approvals stack.

Real Estate Investor - $310K funded
verified result
Real Estate Investor
$265k at 0%
$310,000 total funding secured
Client DM - half a million secured
client message
Direct Message
$500k+
"you looking at a little over half a M right here"
Low 400s to business owner making $10K per month
90-day transformation
Business Owner
Low 400s → $10k/mo
credit rebuilt, business launched, making $10K+ monthly

clients have been approved with lenders including

Chase Chase
American Express American Express
Bank of America Bank of America
Wells Fargo Wells Fargo
Capital One Capital One
US Bank US Bank
Citi Citi
Discover Discover
PNC PNC
Regions Regions
Chase Chase
American Express American Express
Bank of America Bank of America
Wells Fargo Wells Fargo
Capital One Capital One
US Bank US Bank
Citi Citi
Discover Discover
PNC PNC
Regions Regions

the approval stack system

a step-by-step process engineered for maximum approvals at maximum limits.

step 01
pull your credit report
we start with a full profile review to see exactly where you stand. no hard credit pulls.
step 02
ai fundability analysis
we run your report through our system to identify every gap and opportunity before anything goes out.
step 03
sign your funding agreement
you lock in your spot. we work on success fee only. no upfront cost.
step 04
funding gameplan call
we map out your exact strategy, sequencing, and which lenders you qualify for right now.
step 05
funding execution
we push your applications through our banking relationships or walk you through it live on the call.
step 06
funded
capital hits your account. we collect our success fee. you scale.

why the system works

🏦
banking relationships
we have direct connections with VP bankers at major institutions who run applications straight to underwriting. no standard rejection pipeline. no guessing.
🎯
sequencing strategy
applying in the wrong order kills your approvals and tanks your score. we map the exact sequence per your profile so every approval builds on the last.
profile optimization
we identify and eliminate every rejection trigger before a single application goes out. utilization, tradeline structure, reporting errors, all of it.
♾️
long term access
we set you up to be bankable on demand. not just for this round but for every round after. the profile we build keeps compounding.

built by someone who
actually did the work.

kourtney short isn't a broker or a middleman. he's a funding strategist who has personally navigated the lending system, built direct relationships with VP bankers at major institutions, and engineered a repeatable process that consistently gets results.

passion consulting was built because too many business owners were getting denied, underfunded, or taken advantage of. the approval stack system exists to change that. one client at a time.

$57M+
personally secured
500+
clients funded
0%
upfront cost ever
Kourtney Short — Founder, Passion Consulting
Kourtney Short
Founder, Passion Consulting LLC

what clients say

real people, different starting points, same result. funded.

the results speak for themselves

clients across every industry, background, and starting point.

★★★★★
$164K funded
"I had been trying to figure out funding on my own and kept running into dead ends. Hussan helped put together a real game plan, got my profile positioned correctly, and guided me through the approval process. The capital helped me purchase equipment and take on larger jobs."
Andre B.
Construction Company
★★★★★
$118K funded
"This was my first time getting business funding, and Passion Consulting made the experience smooth. Kourtney explained the strategy, helped me understand the value of leveraging credit, and made sure everything was done the right way. I'm grateful I found them."
Taylor S.
Beauty Studio
★★★★★
$221K funded
"Hussan helped me secure the capital I needed faster than I expected. The process was professional, the communication was consistent, and I never felt confused about what was happening next. This funding helped me expand my marketing and inventory."
Kevin L.
Online Retail
★★★★★
$305K funded
"Passion Consulting is the real deal. Kourtney helped me understand how to structure my credit profile properly and access funding for my business. The capital gave me the ability to move quicker, invest into new opportunities, and stop operating from a limited position."
Brandon C.
Consulting Agency
★★★★★
$149K funded
"I highly recommend working with Hussan and the Passion Consulting team. They were patient, informative, and helped me get approved for funding that I'm now using to grow my company. The whole experience was way smoother than I expected."
Brianna W.
Event Planning
★★★★★
$392K funded
"Kourtney helped me secure funding that allowed me to expand my real estate business and move on deals I would've had to pass up before. The process was clear, direct, and efficient. I wish I would've learned about this sooner."
Justin P.
Real Estate Flipping
★★★★★
$173K funded
"Before working with Passion Consulting, I didn't understand how much business funding could change the way I operated. Hussan helped me get approved and showed me how to think about capital as leverage instead of just debt. This gave my business a serious advantage."
Nicole A.
Med Spa
★★★★★
$276K funded
"The team helped me get access to capital that gave my business room to breathe. Kourtney was very thorough and made sure I understood the process from start to finish. I'd recommend Passion Consulting to any business owner looking to get funded the right way."
Chris D.
Home Services
★★★★★
$428K funded
"Hussan helped me create a funding strategy that actually made sense for my business. The approvals came through strong, and I was able to use the capital to invest into inventory, ads, and systems. Great experience overall."
Anthony J.
E-Commerce & Logistics
★★★★★
$473K funded
"Passion Consulting helped me access funding I didn't even know was possible. Kourtney and the team were professional, fast, and easy to work with. This capital helped me expand operations and finally make moves I had been delaying."
Samantha K.
Business Acquisition
★★★★★
$208K funded
"I came to Passion Consulting needing funding for my company, and they helped me get positioned the right way. Hussan made the process easy to understand and kept everything moving. I'm definitely coming back for another round."
Eric M.
Transportation Company
★★★★★
$336K funded
"Kourtney helped me see credit and funding completely differently. Instead of waiting years to save the capital I needed, Passion Consulting helped me access funding and use it to grow. This was a game changer for my business."
Latoya H.
Coaching Business
★★★★★
$164K funded
"I had been trying to figure out funding on my own and kept running into dead ends. Hussan helped put together a real game plan, got my profile positioned correctly, and guided me through the approval process. The capital helped me purchase equipment and take on larger jobs."
Andre B.
Construction Company
★★★★★
$118K funded
"This was my first time getting business funding, and Passion Consulting made the experience smooth. Kourtney explained the strategy, helped me understand the value of leveraging credit, and made sure everything was done the right way. I'm grateful I found them."
Taylor S.
Beauty Studio
★★★★★
$221K funded
"Hussan helped me secure the capital I needed faster than I expected. The process was professional, the communication was consistent, and I never felt confused about what was happening next. This funding helped me expand my marketing and inventory."
Kevin L.
Online Retail
★★★★★
$305K funded
"Passion Consulting is the real deal. Kourtney helped me understand how to structure my credit profile properly and access funding for my business. The capital gave me the ability to move quicker, invest into new opportunities, and stop operating from a limited position."
Brandon C.
Consulting Agency
★★★★★
$149K funded
"I highly recommend working with Hussan and the Passion Consulting team. They were patient, informative, and helped me get approved for funding that I'm now using to grow my company. The whole experience was way smoother than I expected."
Brianna W.
Event Planning
★★★★★
$392K funded
"Kourtney helped me secure funding that allowed me to expand my real estate business and move on deals I would've had to pass up before. The process was clear, direct, and efficient. I wish I would've learned about this sooner."
Justin P.
Real Estate Flipping
★★★★★
$173K funded
"Before working with Passion Consulting, I didn't understand how much business funding could change the way I operated. Hussan helped me get approved and showed me how to think about capital as leverage instead of just debt. This gave my business a serious advantage."
Nicole A.
Med Spa
★★★★★
$276K funded
"The team helped me get access to capital that gave my business room to breathe. Kourtney was very thorough and made sure I understood the process from start to finish. I'd recommend Passion Consulting to any business owner looking to get funded the right way."
Chris D.
Home Services
★★★★★
$428K funded
"Hussan helped me create a funding strategy that actually made sense for my business. The approvals came through strong, and I was able to use the capital to invest into inventory, ads, and systems. Great experience overall."
Anthony J.
E-Commerce & Logistics
★★★★★
$473K funded
"Passion Consulting helped me access funding I didn't even know was possible. Kourtney and the team were professional, fast, and easy to work with. This capital helped me expand operations and finally make moves I had been delaying."
Samantha K.
Business Acquisition
★★★★★
$208K funded
"I came to Passion Consulting needing funding for my company, and they helped me get positioned the right way. Hussan made the process easy to understand and kept everything moving. I'm definitely coming back for another round."
Eric M.
Transportation Company
★★★★★
$336K funded
"Kourtney helped me see credit and funding completely differently. Instead of waiting years to save the capital I needed, Passion Consulting helped me access funding and use it to grow. This was a game changer for my business."
Latoya H.
Coaching Business

common questions

we have direct banking relationships and know exactly what each lender wants to see. most people apply blind and get a fraction of what they qualify for. or get denied entirely because of sequencing errors.
generally 680 and above for funding. if you're below that, we have a credit optimization path that gets most people to a fundable score within 30 days.
clients with a solid profile have gotten funded in as little as 7 days. the average is 30–45 days. if your credit needs work first, add 30 days for optimization before we go to lenders.
our average client secures $120K. the range is $50K to $500K depending on profile strength, time in business, and the lenders we target for your situation.
nothing upfront. we work on a success fee collected only after you're funded. if you don't get funded, you don't pay. our incentive is completely aligned with yours.
we plan the sequencing carefully to minimize bureau pulls and protect your score throughout the process. in many cases clients end up with a higher score after the process than when they started.
we'll review your business structure as part of the process. for most funding we need a registered entity. we can advise on exactly what's needed for your situation.
no problem. we have a credit optimization program that gets most people ready within 30 days. we'll tell you exactly what needs to happen and build a roadmap on the first call.

not quite ready for funding?

if your credit profile needs work first, we can get you optimized and funding-ready fast. our rapid program cleans your profile so you can qualify for maximum approvals.

start credit optimization →

ready to find out how much
you qualify for?

no upfront cost. no hard credit check. just answers in 24 hours or less.

apply now
📅 book a strategy call directly →
★★★★★
5.0  · 200+ businesses funded · verified reviews

no upfront cost  ·  success fee only  ·  funding in as little as 7 days